Impaired Risk Life

Click here for non- Impaired Risk Life

LeClair has a full portfolio of life insurance carriers and products for you and your clients.

Trial Application Form
Let LeClair help you “shop” your case for the most suitable carrier

Condition Specific Forms
Does your client have diabetes, cancer, heart conditions, had a stroke, or has abused substances? LeClair has forms for these conditions that will help you to "ask the right questions" in difficult field underwriting situations.

Downloadable Forms

» Cancer
» Diabetes
» Stroke
» Heart Conditions
» Substance Abuse		 Everyone has clients with minor or major health conditions. LeClair is proud of its “best of breed” impaired risk life portfolio that allows for options in almost all situations.

Overall, our impaired risk life falls into 2 categories: fully underwritten cases, and simplified issues cases.

Carriers for IR
AIG
Americo
Assurity
Banner
Fidelity
Genworth
Mutual of Omaha