Insurance Companies

LeClair Insurance is proud to deliver quality insurance products from the following companies.

Please click on the state of your choice and a pop up window will list the companies/products available in that state. Below the map is an alphabetical list of companies, should you prefer to choose your company that way.



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American Republic
http://www.aric.com
Established in 1929, American Republic offers a variety of health, life and supplemental health plans, as well as annuities. The company is licensed in 49 states. A.M. Best Rating: A-
     - Medicare Supplement

Americo
http://www.Americo.com
     - Annuities
     - Whole Life: Senior

Assurant
http://www.assurant.com
     - Group Health
     - Individual Major Medical
     - Short Term Medical
     - Student Select

Assurant Health (formerly Fortis Health)
http://www.assuranthealth.com
Assurant Health was one of the first companies to offer the Health Savings Account (HSA) – a tax-deductible savings account that is paired with a high deductible medical plan. Assurant also has an international medical plan. A.M. Best Rating: A-
     - Group Health
     - Individual Major Medical
     - Short Term Medical

Assurity Life
http://www.assurity.com
Assurity offers a variety of protection-based products, including a critical illness plan, covering life's unexpected events. A.M. Best Rating: A-
     - Annuities
     - Individual Disability Income
     - Supplemental Health: Critical Illness
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years

Baltimore Life
http://www.baltlife.com
Since our founding in 1882, The Baltimore Life Insurance Company (Baltimore Life) has provided reliable and competitive life insurance coverage for seven generations of policyowners. A.M. Best Rating: B++ -Whole Life: Single Premium
     - Whole Life: Traditional, Simplified, Graded, Singl

Banner Life
http://www.lgamerica.com
Banner Life offers low-cost, innovative life products, including impaired risk coverage, in 48 states and the District of Columbia. A.M. Best Rating: A+
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life

Blue Cross Blue Shield of MN
http://www.bluecrossmn.com
Blue Cross Blue Shield was chartered in 1933 as one of Minnesota’s first health insurance providers. For more than 70 years they have offered economical individual and group health plans. A.M. Best Rating: A
     - Group Health
     - Individual Major Medical
     - Medicare Supplement
     - Short Term Medical

Genworth Financial
http://www.genworth.com
Genworth Financial offers a broad range of life and health products. A.M. Best Rating: A+
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Immediate
     - Long-Term Care
     - Medicare Supplement

Genworth Financial
http://www.genworth.com
Genworth Financial offers highly competitive term and UL products.
     - Term Life: 05 Years
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life
     - Whole Life

Genworth Life Insurance of New York
Genworth Life Insurance of New York, a Genworth Financial company, sells life and annuity products exclusively in New York State. A.M. Best Rating: A+
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Immediate
     - Term Life: 05 Years
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life

Health Essential
     - Short Term Medical

Illinois Mutual
http://www.illinoismutual.com/
Rated an "A- (Excellent)" carrier according to A.M. Best.
     - Individual Disability Income
     - Term Life
     - Whole Life: Traditional, Simplified, Graded, Singl
     - Work Site Products

Insurers Administrative Corporation (IAC)
http://www.iacusa.com
IAC, partnering with Security Fidelity (A.M. Best: A-), provide individual and group major medical throughout the country. The individual HSA product has an 18 month rate guarantee, while the group health product includes dental and vision options.
     - Individual Major Medical

John Hancock
http://www.jhbrokerage.com
This respected carrier offers an array of insurance and financial products. A.M. Best Rating: A++
     - Long-Term Care

MetLife
http://www.metlife.com
Metropolitan Life Insurance Company has demonstrated innovative leadership and financial strength for almost 135 years. A.M. Best Rating: A+
     - Individual Disability Income
     - Long-Term Care

Mutual of Omaha
http://www.mutualofomaha.com
This well recognized carrier offers a broad range of life (including impaired risk), health (including critical illness) and financial products. A.M. Best Rating: A
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Immediate
     - Individual Disability Income
     - Long-Term Care
     - Medicare Supplement
     - Supplemental Health: Critical Illness
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life
     - Whole Life

Penn Treaty American
http://www.penntreaty.com
Penn Treaty is a leading provider of long-term care insurance for impaired risks. A.M. Best Rating: B-
     - Long-Term Care

Security Life - MN
http://www.securitylife.com
Security Life Insurance Company features variety and flexibility in plan design. Products include individual and group dental and group term life. A.M. Best Rating: B
     - Individual Dental

Stonebridge
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years

The Principal
http://www.principal.com
We are proud to have The Principal be the newest addition to the LeClair portfolio.
     - Individual Disability Income
     - Universal Life

United Home Life
http://www.unitedhomelife.com
United Home Life has provided life insurance protection since 1948. They offer impaired risk coverage and return of premium. A.M. Best Rating: B++
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Whole Life
     - Whole Life: Simplified Issue

West Coast Life
http://www.westcoastlife.com
     - Term Life
     - Universal Life

World Insurance
http://www.worldsells.com
World Insurance, in business for more than 100 years, offers health products in 46 states and the District of Columbia. A.M. Best Rating: A-
     - Individual Dental
     - Individual Major Medical
     - Short Term Medical