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Please click on the state of your choice and a pop up window will list the companies/products available in that state. Below the map is an alphabetical list of companies, should you prefer to choose your company that way.


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American Republic
http://www.aric.com
Established in 1929, American Republic offers a variety of health, life and supplemental health plans, as well as annuities. The company is licensed in 49 states. A.M. Best Rating: A-
     - Medicare Supplement

Americo
http://www.Americo.com
     - Annuities
     - Whole Life: Senior

Assurant Health (formerly Fortis Health)
http://www.assuranthealth.com
Assurant Health was one of the first companies to offer the Health Savings Account (HSA) – a tax-deductible savings account that is paired with a high deductible medical plan. Assurant also has an international medical plan. A.M. Best Rating: A-
     - Group Health
     - Individual Major Medical
     - Short Term Medical

Assurity Life
http://www.assurity.com
Assurity offers a variety of protection-based products, including a critical illness plan, covering life's unexpected events. A.M. Best Rating: A-
     - Annuities
     - Individual Disability Income
     - Supplemental Health: Critical Illness
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years

Banner Life
http://www.lgamerica.com
Banner Life offers low-cost, innovative life products, including impaired risk coverage, in 48 states and the District of Columbia. A.M. Best Rating: A+
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life

Blue Cross Blue Shield of MN
http://www.bluecrossmn.com
Blue Cross Blue Shield was chartered in 1933 as one of Minnesota’s first health insurance providers. For more than 70 years they have offered economical individual and group health plans. A.M. Best Rating: A
     - Group Health
     - Individual Major Medical
     - Medicare Supplement
     - Short Term Medical

Chesapeake Life
http://www.thechesapeakelife.com
Chesapeake provides insurance and consumer financial services and specialty products, such as term life with return of premium, to targeted niche markets. A.M. Best Rating: A-
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life

Conseco Insurance Company
http://www.conseco.com
Headquartered near Indianapolis, IN, Conseco is one of middle America's leading sources of supplemental health products, including cancer, heart/stroke and accident plans. A.M. Best Rating: B++
     - Annuities: Flex Prem Deferred
     - Annuities: Flex Prem Deferred Equity Index
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Deferred Equity Index
     - Medicare Supplement
     - Supplemental Health: Accident
     - Supplemental Health: Cancer
     - Supplemental Health: Hospital & Surgical
     - Universal Life
     - Whole Life: Senior

Empire/American Select
http://www.amersel.com
Empire/American Select has several health plan choices, including HSA qualified major medical plans. A.M. Best Rating: A
     - Individual Major Medical

Genworth Financial
http://www.genworth.com
Genworth Financial offers a broad range of life and health products. A.M. Best Rating: A+
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Immediate
     - Long-Term Care
     - Medicare Supplement

Genworth Financial
http://www.genworth.com
Genworth Financial offers highly competitive term and UL products.
     - Term Life: 05 Years
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life
     - Whole Life

Genworth Life Insurance of New York
Genworth Life Insurance of New York, a Genworth Financial company, sells life and annuity products exclusively in New York State. A.M. Best Rating: A+
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Immediate
     - Term Life: 05 Years
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life

Illinois Mutual
http://www.illinoismutual.com/
Rated an "A- (Excellent)" carrier according to A.M. Best.
     - Individual Disability Income
     - Term Life
     - Whole Life: Traditional, Simplified, Graded, Singl
     - Work Site Products

Insurers Administrative Corporation (IAC)
http://www.iacusa.com
IAC, partnering with Security Fidelity (A.M. Best: A-), provide individual and group major medical throughout the country. The individual HSA product has an 18 month rate guarantee, while the group health product includes dental and vision options.
     - Individual Major Medical

John Hancock
http://www.jhbrokerage.com
This respected carrier offers an array of insurance and financial products. A.M. Best Rating: A++
     - Long-Term Care

MetLife
http://www.metlife.com
Metropolitan Life Insurance Company has demonstrated innovative leadership and financial strength for almost 135 years. A.M. Best Rating: A+
     - Individual Disability Income
     - Long-Term Care

Multi Flex Dental
Multi Flex comprehensive individual and senior dental plans are designed to provide the protection and flexibility needed by today’s consumers. A.M. Best Rating: B
     - Individual Dental

Mutual of Omaha
http://www.mutualofomaha.com
This well recognized carrier offers a broad range of life (including impaired risk), health (including critical illness) and financial products. A.M. Best Rating: A
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred
     - Annuities: Single Prem Immediate
     - Individual Disability Income
     - Long-Term Care
     - Medicare Supplement
     - Supplemental Health: Critical Illness
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life
     - Whole Life

Penn Treaty American
http://www.penntreaty.com
Penn Treaty is a leading provider of long-term care insurance for impaired risks. A.M. Best Rating: B-
     - Long-Term Care

Peoples Benefit Life
http://www.agentnetinfo.com
Peoples Benefit Life, a member of the AEGON Insurance Group, has been providing products since 1920 and is licensed in 49 states. In addition to low cost term, PBL offers term with return of premium. A.M. Best Rating: A+
     - Annuities: Flex Prem Deferred
     - Annuities: Single Prem Deferred Equity Index
     - Term Life: 10 Years
     - Term Life: 15 Years
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Universal Life

Security Life - MN
http://www.securitylife.com
Security Life Insurance Company features variety and flexibility in plan design. Products include individual and group dental and group term life. A.M. Best Rating: B
     - Individual Dental

The Principal
http://www.principal.com
We are proud to have The Principal be the newest addition to the LeClair portfolio.
     - Individual Disability Income
     - Universal Life

United Home Life
http://www.unitedhomelife.com
United Home Life has provided life insurance protection since 1948. They offer impaired risk coverage and return of premium. A.M. Best Rating: B++
     - Term Life: 20 Years
     - Term Life: 30 Years
     - Whole Life
     - Whole Life: Simplified Issue

World Insurance
http://www.worldsells.com
World Insurance, in business for more than 100 years, offers health products in 46 states and the District of Columbia. A.M. Best Rating: A-
     - Individual Dental
     - Individual Major Medical
     - Short Term Medical
 
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