Letter from the CEO

Consider these facts:
  • Healthcare expenditures represent 14.9 % of our Gross Domestic Product.
  • One-half of all bankruptcies are caused by unplanned healthcare expenses.
Given what is at stake, we are convinced healthcare planning should be a major component of all comprehensive financial plans. Any planner or insurance producer who is not talking to his or her clients about healthcare issues and solutions can bet someone else is.

Adequate health coverage, be it major medical, disability income, critical illness or long- term care, is important for all Americans concerned with the quality of their lives and the preservation of their estates. Annuities won’t bathe them when they no longer can bathe themselves, and the significance of a few extra basis points to their return on assets tends to fade in the face of a cancer diagnosis.

We see our mission as twofold:
  • to provide access to affordable health coverage for everyone;
  • to educate producers and financial planners on the various ways their clients can protect assets and lifestyles from the financial impact of major unplanned illness and accidents.
Representing multiple health insurance carriers enables us to provide product comparisons and recommendations to independent planners and producers. In addition, our training and support capabilities enhance the level of service those planners and producers can deliver to their clients.

We offer the same resources to career producers and planners through the formation and servicing of strategic alliances, whereby one company fills gaps in its product portfolio by endorsing and marketing another company’s products. Our 20+ years of experience in this specialized field has taught us how to make such relationships work to everyone’s benefit.

Ultimately, our goal is to be the best available healthcare resource for independent and career professionals alike. We think we are well on our way.

Best wishes,

Margaret LeClair
CEO / CIO